Illinois · Deadline to sue · Updated Oct 2026
Deadline to sue after a car accident in Illinois
Time limits, government claims and a calculator.
Short answer
In Illinois, you generally have 5 years to sue for car damage and 2 years for an injury, counted from the crash. Claims against cities and counties generally must be filed within 1 year; claims against the State go to the Illinois Court of Claims.
- Property damage (your car)
- 5 years
- Injury
- 2 years
- Law
- 735 ILCS 5/13-202 (injury), 5/13-205 (property); confirmed by the Illinois Department of Insurance
- Small claims limit
- $10,000
Claims against a government in Illinois
- Claims against cities and counties generally must be filed within 1 year; claims against the State go to the Illinois Court of Claims.
Other notes on the Illinois deadlines
- If you were under 18, the 2 years for injury start at your 18th birthday.
Shorter time limits to watch in Illinois
- Crash report: Illinois State Police says that if no officer came to the scene of a reportable crash, you must file a crash report with police as soon as possible, within 10 days.
Deadline to sue in Illinois
Protecting your deadline in Illinois
- Your earliest deadline in Illinois: 2 years.
- If a government was involved, act fast. Claims against cities and counties generally must be filed within 1 year; claims against the State go to the Illinois Court of Claims.
- Small claims, for car damage up to $10,000: Illinois small claims guide on Small Claims Map
- Don't wait for the insurer: talks with an adjuster don't stop the clock.
Free help in Illinois
Questions about deadlines to sue in Illinois
How long do you have to sue for an injury after a car accident in Illinois?
2 years from the crash (735 ILCS 5/13-202 (injury), 5/13-205 (property); confirmed by the Illinois Department of Insurance).
How long do you have to sue for car damage after an accident in Illinois?
5 years from the crash (735 ILCS 5/13-202 (injury), 5/13-205 (property); confirmed by the Illinois Department of Insurance).
How do claims against a government work in Illinois?
Claims against cities and counties generally must be filed within 1 year; claims against the State go to the Illinois Court of Claims.
What is the small claims limit in Illinois?
$10,000 (Cook County Pro Se branch: up to $3,000).
More for Illinois drivers
- All car accident rules in Illinois
- Comparative fault
- Reporting a crash
- Uninsured driver
- Deadlines to sue in every state
- Small claims court for car damage
- Fault and payout explainer
- Insurance claim letter
- Police report request letter
Nearby states
- IDOI: Filing an auto claim with another's insurance company
- IDOI: Filing an auto claim with your own insurance company
- IDOI: Auto definitions
- IDOI: File a complaint
- Illinois State Police: Crash Reports
- Illinois State Police: Crash report by mail
- 625 ILCS 5/11-407
- Governor's office: HB 4273 / SB 714 signed (Aug. 4, 2026)
Last checked: Oct 24, 2026.