South Carolina · Reporting a crash · Updated Oct 2026
Reporting a car accident in South Carolina: police, state report and crash report copies
When to call the police or file your own report, and how to get the crash report.
Short answer
If anyone is hurt or killed, you must tell police right away by the quickest means: the city police inside a city, otherwise the county sheriff or the nearest Highway Patrol office. Insurance proof is due to the SCDMV within 15 days.
- Damage that requires a report
- $1,000
- Your own report is due within
- 15 days
- Crash report copies
- Can be ordered online (see below)
- Law
- S.C. Code §§ 56-5-1260, 56-5-1270
When to call the police in South Carolina
Always stop and help anyone who is hurt. Leaving the scene of a crash is a crime in every state.
- When to call the police
- If anyone is hurt or killed, you must tell police right away by the quickest means: the city police inside a city, otherwise the county sheriff or the nearest Highway Patrol office.
- Damage amount
- $1,000
- Law
- S.C. Code §§ 56-5-1260, 56-5-1270; SC Department of Insurance consumer alert on FR-10 and FR-309
- Official text
- Read the official text
Your own report to the state in South Carolina
- Your own report
- Insurance proof is due to the SCDMV within 15 days. If police came, the officer gives each driver a green form FR-10; your insurance company completes it (no matter who was at fault) and it goes back to the SCDMV within 15 days (insurers can file it electronically). If police did not investigate and anyone was hurt or killed or damage looks like $1,000 or more, you must send a written report (Traffic Collision Report, form FR-309) with proof of insurance to the SCDMV within 15 days. Not doing so is treated as evidence that the car was uninsured.
- Deadline for your report
- 15 days
How to get a copy of the crash report in South Carolina
- Request the officer's collision report from the SCDMV online, at any SCDMV branch, or by mailing two copies of form FR-50 with a $10 check or money order per report.
- The report is available only after the SCDMV receives and processes it.
- Online requests work only for crashes on or after March 22, 2012; if you have an out-of-state license or don't know your SCDMV customer number, call 803-896-5000.
- Official page: https://www.dmv.sc.gov/vehicle-owners/collision-reports
South Carolina has an online way to get at least some crash reports. Reports written by a city police department or sheriff may have to be requested from that agency; our free request letter can help.
Step by step after a crash in South Carolina
- Stop, help anyone who is hurt and call 911 if needed. Leaving the scene of a crash is a crime.
- Call the police when South Carolina law requires it. If anyone is hurt or killed, you must tell police right away by the quickest means: the city police inside a city, otherwise the county sheriff or the nearest Highway Patrol office.
- File your own report if the rule applies to you. Insurance proof is due to the SCDMV within 15 days.
- Exchange names, licenses, plates and insurance details, and take photos.
- Get a copy of the crash report. Request the officer's collision report from the SCDMV online, at any SCDMV branch, or by mailing two copies of form FR-50 with a $10 check or money order per report.
- Tell your insurer and keep the report or case number.
Free help in South Carolina
Questions about reporting a crash in South Carolina
When do you have to call the police after a car accident in South Carolina?
If anyone is hurt or killed, you must tell police right away by the quickest means: the city police inside a city, otherwise the county sheriff or the nearest Highway Patrol office.
How much damage has to be reported in South Carolina?
If police did not investigate and anyone was hurt or killed or damage looks like $1,000 or more, you must send a written report (Traffic Collision Report, form FR-309) with proof of insurance to the SCDMV within 15 days.
Do I have to file my own accident report in South Carolina?
Insurance proof is due to the SCDMV within 15 days. If police came, the officer gives each driver a green form FR-10; your insurance company completes it (no matter who was at fault) and it goes back to the SCDMV within 15 days (insurers can file it electronically). If police did not investigate and anyone was hurt or killed or damage looks like $1,000 or more, you must send a written report (Traffic Collision Report, form FR-309) with proof of insurance to the SCDMV within 15 days. Not doing so is treated as evidence that the car was uninsured.
How do I get a copy of a crash report in South Carolina?
Request the officer's collision report from the SCDMV online, at any SCDMV branch, or by mailing two copies of form FR-50 with a $10 check or money order per report. The report is available only after the SCDMV receives and processes it. Online requests work only for crashes on or after March 22, 2012; if you have an out-of-state license or don't know your SCDMV customer number, call 803-896-5000. Official page: https://www.dmv.sc.gov/vehicle-owners/collision-reports
What is the deadline for an accident report in South Carolina?
Insurance proof is due to the SCDMV within 15 days.
More for South Carolina drivers
- All car accident rules in South Carolina
- Comparative fault
- Uninsured driver
- Deadline to sue
- Accident reporting requirements in every state
- What to do after a car accident
- Fault and payout explainer
- Deadline calculator
- Insurance claim letter
- Police report request letter
Nearby states
- S.C. Code §§ 56-5-1260, 56-5-1270; SC Department of Insurance consumer alert on FR-10 and FR-309
- S.C. Code Title 38, Chapter 77 (auto insurance minimums, UM/UIM)
- S.C. Code Title 56, Chapter 10 (uninsured vehicles, penalties)
- S.C. Code Title 15, Chapter 3 (time limits)
- S.C. Code Title 15, Chapter 78 (Tort Claims Act)
- S.C. Code § 15-38-15 (apportioning fault)
- S.C. Code § 38-59-20 (improper claim practices)
- SC Department of Insurance: Automobile Insurance
- SC Department of Insurance: Auto FAQ
- SC Department of Insurance: Consumer alert, what to do after an auto accident (2016)
- SCDMV: Requesting a collision report
- S.C. Court of Appeals: Ross v. Paddy, Op. No. 3135 (2000), citing Nelson v. Concrete Supply
- S.C. Code Title 56, Chapter 19 (§ 56-19-480, total loss)
Last checked: Oct 24, 2026.