Massachusetts · Deadline to sue · Updated Oct 2026
Deadline to sue after a car accident in Massachusetts
Time limits, government claims and a calculator.
Short answer
In Massachusetts, you generally have 3 years from the crash to sue, for car damage and for an injury. Before suing a Massachusetts public employer (state, city or town) for negligence, you must first give a written claim to its executive officer within 2 years (for a city or town, for example the mayor, town manager or city/town clerk; for the state, the Attorney General).
- Property damage (your car)
- 3 years
- Injury
- 3 years
- Law
- M.G.L. c. 260, § 2A
- Small claims limit
- $7,000
Claims against a government in Massachusetts
- Before suing a Massachusetts public employer (state, city or town) for negligence, you must first give a written claim to its executive officer within 2 years (for a city or town, for example the mayor, town manager or city/town clerk; for the state, the Attorney General).
Other notes on the Massachusetts deadlines
- If it isn't denied in writing within 6 months, it counts as denied.
- You must still sue within 3 years of the crash (M.G.L. c.
- 258, § 4).
Shorter time limits to watch in Massachusetts
- Crash report: Within 5 days, send a written Motor Vehicle Crash Operator Report to the Registrar (RMV) and a copy to the local police.
Deadline to sue in Massachusetts
Protecting your deadline in Massachusetts
- Deadline for both kinds of claim in Massachusetts: 3 years.
- If a government was involved, act fast. Before suing a Massachusetts public employer (state, city or town) for negligence, you must first give a written claim to its executive officer within 2 years (for a city or town, for example the mayor, town manager or city/town clerk; for the state, the Attorney General).
- Small claims, for car damage up to $7,000: Massachusetts small claims guide on Small Claims Map
- Don't wait for the insurer: talks with an adjuster don't stop the clock.
Free help in Massachusetts
Questions about deadlines to sue in Massachusetts
How long do you have to sue after a car accident in Massachusetts?
3 years from the crash, for car damage and for an injury (M.G.L. c. 260, § 2A).
How do claims against a government work in Massachusetts?
Before suing a Massachusetts public employer (state, city or town) for negligence, you must first give a written claim to its executive officer within 2 years (for a city or town, for example the mayor, town manager or city/town clerk; for the state, the Attorney General).
What is the small claims limit in Massachusetts?
$7,000; no dollar limit for property damage caused by a motor vehicle (confirmed in M.G.L. c. 218, § 21).
More for Massachusetts drivers
- All car accident rules in Massachusetts
- Comparative fault
- Reporting a crash
- Uninsured driver
- Deadlines to sue in every state
- Small claims court for car damage
- Fault and payout explainer
- Insurance claim letter
- Police report request letter
Nearby states
- M.G.L. c. 90, § 26
- M.G.L. c. 90, § 34M
- M.G.L. c. 231, § 6D
- M.G.L. c. 231, § 85
- M.G.L. c. 260, § 2A
- M.G.L. c. 258, § 4
- M.G.L. c. 176D, § 3
- M.G.L. c. 218, § 21
- Mass. DOI: Basics of Auto Insurance
- Mass. DOI Filing Guidance Notice 2025-A: New mandatory coverage limits
- RMV: Request a copy of a police crash report
Last checked: Oct 24, 2026.