Louisiana · Deadline to sue · Updated Oct 2026
Deadline to sue after a car accident in Louisiana
Time limits, government claims and a calculator.
Short answer
In Louisiana, you generally have 2 years from the crash to sue, for car damage and for an injury.
- Property damage (your car)
- 2 years
- Injury
- 2 years
- Law
- La. Civ. Code art. 3493.1 (Acts 2024, No. 423, eff. July 1, 2024)
- Small claims limit
- $5,000
Other notes on the Louisiana deadlines
- Louisiana calls this 'prescription.' The 2-year period applies to claims arising after July 1, 2024 (Acts 2024, No. 423 is prospective only); older crashes had 1 year.
Recent changes in Louisiana
- Acts 2024, No. 423: deadline to sue for injury and property damage went from 1 year to 2 years for claims arising after July 1, 2024 (Civ. Code art. 3493.1).
Deadline to sue in Louisiana
Protecting your deadline in Louisiana
- Deadline for both kinds of claim in Louisiana: 2 years.
- If a city, county or state agency was involved, ask it right away how to file a claim; such claims often need an early written notice.
- Small claims, for car damage up to $5,000: Louisiana small claims guide on Small Claims Map
- Don't wait for the insurer: talks with an adjuster don't stop the clock.
Free help in Louisiana
Questions about deadlines to sue in Louisiana
How long do you have to sue after a car accident in Louisiana?
2 years from the crash, for car damage and for an injury (La. Civ. Code art. 3493.1 (Acts 2024, No. 423, eff. July 1, 2024)).
What is the small claims limit in Louisiana?
$5,000 in city court small claims divisions and Justice of the Peace courts, not counting interest, costs and attorney fees.
More for Louisiana drivers
- All car accident rules in Louisiana
- Comparative fault
- Reporting a crash
- Uninsured driver
- Deadlines to sue in every state
- Small claims court for car damage
- Fault and payout explainer
- Insurance claim letter
- Police report request letter
Nearby states
Sources
- La. R.S. 32:398 (crash reports; fees for copies)
- La. Civ. Code art. 2323 (comparative fault)
- La. Civ. Code art. 3493.1 (two-year prescription)
- La. R.S. 32:900 (motor vehicle liability policy, 15/30/25)
- La. R.S. 32:866 (No Pay, No Play)
- La. R.S. 22:1295 (uninsured motorist coverage)
- La. R.S. 22:1892 (payment and adjustment of claims)
- Acts 2025, No. 15 (HB 431), enrolled text (comparative fault)
- Acts 2025, No. 16 (HB 434), résumé digest (No Pay, No Play)
- Acts 2024, No. 423 (two-year prescription)
Last checked: Oct 24, 2026.