Colorado · Deadline to sue · Updated Oct 2026
Deadline to sue after a car accident in Colorado
Time limits, government claims and a calculator.
Short answer
In Colorado, you generally have 3 years from the crash to sue, for car damage and for an injury. Before suing a Colorado government body (city, county, state agency) for injury or damage, you must file written notice within 182 days after you discover the injury (C.R.S. § 24-10-109(1)).
- Property damage (your car)
- 3 years
- Injury
- 3 years
- Law
- C.R.S. § 13-80-101(1)(n) (all tort actions for bodily injury or property damage from use of a motor vehicle: 3 years)
- Small claims limit
- $7,500
Claims against a government in Colorado
- Before suing a Colorado government body (city, county, state agency) for injury or damage, you must file written notice within 182 days after you discover the injury (C.R.S. § 24-10-109(1)).
Recent changes in Colorado
- HB 24-1472 raised the general cap on noneconomic (pain and suffering) damages in injury lawsuits to $1.5 million for civil actions filed, or claims arising, on or after January 1, 2025 (C.R.S. § 13-21-102.5(3)(a)(II)); the cap is set to be adjusted for inflation from 2028.
Deadline to sue in Colorado
Protecting your deadline in Colorado
- Deadline for both kinds of claim in Colorado: 3 years.
- If a government was involved, act fast. Before suing a Colorado government body (city, county, state agency) for injury or damage, you must file written notice within 182 days after you discover the injury (C.R.S. § 24-10-109(1)).
- Small claims, for car damage up to $7,500: Colorado small claims guide on Small Claims Map
- Don't wait for the insurer: talks with an adjuster don't stop the clock.
Free help in Colorado
Questions about deadlines to sue in Colorado
How long do you have to sue after a car accident in Colorado?
3 years from the crash, for car damage and for an injury (C.R.S. § 13-80-101(1)(n) (all tort actions for bodily injury or property damage from use of a motor vehicle: 3 years)).
How do claims against a government work in Colorado?
Before suing a Colorado government body (city, county, state agency) for injury or damage, you must file written notice within 182 days after you discover the injury (C.R.S. § 24-10-109(1)).
What is the small claims limit in Colorado?
$7,500.
More for Colorado drivers
- All car accident rules in Colorado
- Comparative fault
- Reporting a crash
- Uninsured driver
- Deadlines to sue in every state
- Small claims court for car damage
- Fault and payout explainer
- Insurance claim letter
- Police report request letter
Nearby states
- C.R.S. Title 42 (2024 printout) – § 42-4-1606, § 42-4-1409
- C.R.S. Title 13 (2024) – § 13-80-101, § 13-21-111
- C.R.S. Title 10 (2024) – §§ 10-3-1104, 10-3-1115, 10-3-1116, 10-4-609, 10-4-620
- C.R.S. Title 24 (2024) – § 24-10-109
- Colorado Division of Insurance – Auto insurance
- Colorado State Patrol – Crash information
Last checked: Oct 24, 2026.